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	<title>Comments for Financial Frontlines®</title>
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		<title>Comment on SSA to Resume Mailing Annual Earnings Statement by Carla</title>
		<link>http://moaablogs.org/financial/2012/05/ssa-to-resume-mailing-annual-earnings-statement/comment-page-1/#comment-4859</link>
		<dc:creator>Carla</dc:creator>
		<pubDate>Mon, 21 May 2012 18:10:38 +0000</pubDate>
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		<description>and then, Jim... there are those who cannot afford the technology... perhaps not in this community, but when looking at the world at large?</description>
		<content:encoded><![CDATA[<p>and then, Jim&#8230; there are those who cannot afford the technology&#8230; perhaps not in this community, but when looking at the world at large?</p>
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		<title>Comment on SSA to Resume Mailing Annual Earnings Statement by Jim</title>
		<link>http://moaablogs.org/financial/2012/05/ssa-to-resume-mailing-annual-earnings-statement/comment-page-1/#comment-4857</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Sun, 20 May 2012 13:30:13 +0000</pubDate>
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		<description>another waste of money......but the demographic that can&#039;t or will not use modern technology is rapidly disappearing...</description>
		<content:encoded><![CDATA[<p>another waste of money&#8230;&#8230;but the demographic that can&#8217;t or will not use modern technology is rapidly disappearing&#8230;</p>
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		<title>Comment on I Have to Pay Back My Separation Pay! by Julianne</title>
		<link>http://moaablogs.org/financial/2010/08/i-have-to-pay-back-my-separation-pay/comment-page-1/#comment-4856</link>
		<dc:creator>Julianne</dc:creator>
		<pubDate>Thu, 17 May 2012 18:56:02 +0000</pubDate>
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		<description>Wow, we are learning this the hard way! I thought I was going crazy until i found this article. My husband was getting involuntarily cut from AGR and they told him that his &quot;severance pay&quot; pay would have to be paid back at 40%. This money would come from his M-Day retirement. So it is ok to work two jobs for the government but you can only get paid for one and if you get cut from one they pay your severance with the retirement from the other. I am scratching my head.
So...</description>
		<content:encoded><![CDATA[<p>Wow, we are learning this the hard way! I thought I was going crazy until i found this article. My husband was getting involuntarily cut from AGR and they told him that his &#8220;severance pay&#8221; pay would have to be paid back at 40%. This money would come from his M-Day retirement. So it is ok to work two jobs for the government but you can only get paid for one and if you get cut from one they pay your severance with the retirement from the other. I am scratching my head.<br />
So&#8230;</p>
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		<title>Comment on The Roth Option &#8211; Is It For You? by James</title>
		<link>http://moaablogs.org/financial/2012/04/the-roth-option-is-it-for-you/comment-page-1/#comment-4847</link>
		<dc:creator>James</dc:creator>
		<pubDate>Fri, 04 May 2012 20:31:10 +0000</pubDate>
		<guid isPermaLink="false">http://moaablogs.org/financial/?p=1345#comment-4847</guid>
		<description>@ Mike Madigan,  they will need more than gun when they come to collect illegal taxes from me.</description>
		<content:encoded><![CDATA[<p>@ Mike Madigan,  they will need more than gun when they come to collect illegal taxes from me.</p>
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		<title>Comment on The Roth Option &#8211; Is It For You? by Shane Ostrom, CFP®</title>
		<link>http://moaablogs.org/financial/2012/04/the-roth-option-is-it-for-you/comment-page-1/#comment-4846</link>
		<dc:creator>Shane Ostrom, CFP®</dc:creator>
		<pubDate>Fri, 04 May 2012 12:47:51 +0000</pubDate>
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		<description>Qualified distributions from a Roth IRA are tax-free if you&#039;ve held the Roth IRA for five years and you are over the age of 59 1/2.  The five-year clock starts from the first day of the tax year when you first contributed or converted money into the Roth.  There is not a new five-year clock for each contribution.</description>
		<content:encoded><![CDATA[<p>Qualified distributions from a Roth IRA are tax-free if you&#8217;ve held the Roth IRA for five years and you are over the age of 59 1/2.  The five-year clock starts from the first day of the tax year when you first contributed or converted money into the Roth.  There is not a new five-year clock for each contribution.</p>
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