Archive for the 'Spouse & Family' Category

Important Family Financial Discussions

Jul 15 2014

Published by under Spouse & Family

family_conversations_chart1v2When it comes to important but difficult conversations about finances, many families are struggling with the timing, according to Fidelity Investments®’ latest Intra-Family Generational Finance Study. The study showed that almost two-thirds (64 percent) of parents and their adult children1 are at odds as to when detailed conversations on key financial topics, including retirement  preparedness, eldercare and estate planning, should take place. While parents would prefer to wait until after retirement, their  children want the conversations to take place well before their parents retire or experience health issues.

How wide is the gap? The study, which is unique in that it looks at levels of agreement between parents and their adult children on a range of financial topics, has some interesting findings.

Even if conversations are taking place, how detailed are they?

Despite the confidence expressed by parents about their retirement readiness, research shows that many Americans are underprepared to live comfortably in retirement. Since 93 percent of parents identify “living a comfortable retirement” as the most important motivation to save, discussions with loved ones in advance could serve as a much-needed reality check, or at least a chance to ensure enough money has been set aside and invested to last 20 to 30 years or more in retirement.

Looking for more tools to help with your family finance discussion? Check out MOAA’s Financial Planning Guide! Making smart financial decisions is not always as clear as we would like it to be.  Whether you are buying a home, considering investments, starting college planning for your children, or other life decisions, this publication has the answers you need.  PREMIUM and LIFE Members can even speak with MOAA financial experts for further assistance.

Image courtesy of Fidelity Investments.

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Upcoming MCRMC Public Hearings

Mar 19 2014

townhall_WEBThe Military Compensation and Retirement Modernization Commission (MCRMC) still has some public hearings scheduled in the next couple of months. If you want to be heard on issues affecting the military community, find one of the open “Public Hearing” events near you and attend!

The Commissioners will hear testimony from witnesses on matters surrounding the programs that compensate the members of our uniformed services and that therefore support the long-term health of the all-volunteer force. The Commission’s task is to review the military compensation and retirement programs and make recommendations for their modernization to the President and Congress in February of 2015.

MOAA has weighed in on the issue of changes to military pay and retirement benefits, and wants to hear budget recommendations from the MCRMC. Make sure you’re there to represent those who will be affected by proposed budget cuts — all sessions are open to servicemembers, retirees, veterans, military family members, and the interested public.

The next two public MCRMC meetings currently on the schedule:

MCRMC Town Hall Meeting- Carlsbad, California
Date: Tuesday, March 25, 2014
Location:  Sheraton Carlsbad Resort & Spa Conference Center, 5480 Grand Pacific Drive, Carlsbad, California 92008
Time: 7:00 pm to 9:00 pm

MCRMC Town Hall Meeting- San Diego, California
Date: Wednesday, March 26, 2014
Location: Hilton San Diego, Harbor Island, 1960 Harbor Island Drive, San Diego, California 92101

  • 8:00 am to 9:30 am – Senior Local Military Commanders and Senior Enlisted Advisors
  • 9:45 am to 11:15 am – Military Medicine Matters
  • 11:30 am to 1:00 pm – Local Military/Veteran Transition Service Organizations

Visit the MCRMC website for the complete and up to date list of events.

MOAA says the Pentagon’s 2015 budget proposed cuts to military benefits will significantly reduce the purchasing power of military families, and lead to retention & readiness problems. For more information on these cuts, and ways to take action, visit

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Stay Connected During Deployment With Social Media

Mar 12 2014

familycommunicationOur friends at the Real Warriors Campaign have some advice on using social media to stay connected to loved ones during deployments, transitions and separations – and check out the other resources they offer on how to stay safe using social media during a deployment and even support friends stationed overseas:

Social media provides a means for service members to connect and interact with friends and loved ones daily. With social media, service members can maintain communication with friends and family through transitions and separations. Read this article from Real Warriors to learn how social media networks such as Facebook, Twitter, Skype, Instagram and Pinterest can help facilitate long distance correspondence and allow service members to stay connected regardless of their location.

With “more computing power in our pockets than Apollo had in orbit,” military families are finding ways to communicate that transcend the traditional pen and paper. Deployed parents are able read their children bedtime stories and even leave virtual sticky notes on the family bulletin board. Learn what tools servicemembers and their families find most useful and get helpful tips. MOAA members can login to read this recent feature “During Deployments, Family Time Goes High-Tech.”


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Dog Tag Bakery Program

Feb 04 2014

dogtagbakeryShared via a friend of Message Center, this looks like a great opportunity for a few disabled veterans in the Washington, D.C. area!

Dog Tag Bakery is thrilled to announce that the 2014 program application is now open! Apply now!

Here’s how Dog Tag works: beginning in 2014, the Dog Tag Bakery organization will hire a cohort of ten to twelve veterans with disabilities and their spouses to complete a six month program, encompassing both substantive work experience and a tailor-made curriculum at the School of Continuing Studies at Georgetown University. During the day, veterans will operate our bakery, currently under construction in the Georgetown neighborhood. In this handicap-accessible space, students will learn skills ranging from baking and sales to small business management and budgeting.

At the same time, the students will undertake a course of study through Georgetown University, which will include entrepreneurial training, leadership development, personal counseling, communications, and more.

The ultimate goal of the program is the empowerment of veteran students to take that next step into civilian life, whether that next step is going back to school, starting a small business, or successfully finding a job at a pre-existing firm.


  • Any veteran or military spouse of any armed conflict (NOTE: Dog Tag welcomes veterans of any “service-connected disability,” regardless of severity). If an applicant is unable to fill out the online, he or she will be able to complete the form in-person or on the phone.
  • This program does NOT require or use any GI Bill benefits.
  • Prior baking/business experience is NOT necessary.


  • Every veteran and military spouse selected will receive a stipend of $2,200 a month, plus healthcare benefits and full tuition.


  • The application will be open to veterans and their spouses from February 4, 2014 through April 20, 2014.
  • After the completed application is received, each candidate will be reviewed and notified if they are selected to move forward in the process.
  • Apply today!



Dog Tag Bakery logo via the Dog Tag Bakery Facebook page.

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Friday Fun: Marvel’s Latest Military-Only Free Comic Book

Jan 31 2014

ThorComicBookOn the heels of the release of Thor: The Dark World, the Asgardian Thunder God is starring in a new, military-exclusive, free comic book from Marvel Custom Solutions and the Army & Air Force Exchange Service.

The 32-page comic features Thor defending New York City from the fearsome Frost Giant, Ymir, in a new adventure by the creative team of writer William Harms and artist Tom Grummett. The free comic also includes an all-new cover by legendary Thor artist Walt Simonson.

Titled “Deep Freeze”, the action-packed story features Thor as he fights to keep the citizens of Manhattan safe from the frozen menace while Jarvis, butler to the Avengers, heroically attempts to lead a mother and her young daughter through the icy battlefield of Stark Tower to safety. Can Thor turn the heat on in the Big Apple or will winter come early this year?

“All of us at Marvel owe a debt of gratitude to our real heroes, the men and women of the U.S. Armed Forces,” said Marvel Editor Bill Rosemann. “And while audiences around the world will thrill to the Thunder God’s exploits in Thor: The Dark World, only servicemembers and their families will be able to read this all-new, all-awesome comic book. It’s the least we can do for the men and women who bravely fight for the freedoms we all hold so dear.”

Image via Flickr, courtesy of Army & Air Force Exchange Service PAO.

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